Wednesday, November 14, 2018 

Refinancing

Refinancing your home loan is a great way to lower your interest cost. If interest rates have dropped since you last financed your home, you may want to consider a refinance mortgage. Other common reasons to refinance include paying off a second mortgage, converting an adjustable rate loan to a fixed rate loan or to extract equity from your home (cash out refinance). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

Another way to convert equity in your home to cash is a "home equity" loan. A "home equity" loan is an alternative to refinancing if your home loan has a very low rate compared to current interest rates or if you have a prepayment penalty on your home loan.

Just imagine what you could do with an extra $100, $300 or more each and every month. You might decide to apply the savings toward your balance and build equity faster and get that home loan paid off. Or maybe you want to put the money in your savings account or portfolio and watch it GROW! The best thing is. You're in control . You decide what is best for your family!

 
 

Benefits:

  • Reduce Your Interest Rate
  • Cash Out Equity for Home Improvements
  • Consolidate Debt
  • Lower Monthly Payments

To Refinance You'll Need:

 
* American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.  A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed.  We encourage all consumers to do their own research, and examine their own options carefully before selecting a particular course of action.

American Pacific Mortgage Corporation is not financial service company or licensed tax advisors; the material provided is for informational and educational purposes only and should not be construed as investment, tax and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors. We are not financial or tax advisors, please contact your financial professional for your personal financial situation.
 
 

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Matt Peebles, (360) 606-6100
Mortgage Banker, Licensed in WA and OR NMLS # 42418
12000 SE Mill Plain Blvd. Suite 103 Vancouver, WA 98684, branch NMLS # 81535
 
Mortgage Pro, A division of American Pacific Mortgage Corporation, NMLS # 1850
Equal Housing Opportunity
 
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1850

©2018 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity. This is not a commitment to lend. Subject to qualification. Rates and terms are subject to change without notice.| For questions or concerns, please email complaints@apmortgage.com
 
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